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Navigating Mortgages for Self-Employed Borrowers

This article explores key considerations for self-employed mortgage applicants, such as eligibility, documentation, deposit requirements and lender types.

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How Much Deposit Do You Need for a Buy-to-Let Mortgage?

This article explores how much deposit you typically need for a buy-to-let mortgage, and differences between personally-owned and company-owned properties.

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How Long Does It Take to Buy a House?

This article explores the house buying process, including the key stages involved, potentially how long each stage might take and some common pitfalls.

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Are Holiday Lets a Good Investment?

This article explores holiday lets as an investment, including higher income against added costs, financing hurdles and new regulations investors must navigate.

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Property Valuations: What Affects the Value of Your Property

This article explores factors that influence the valuation of a property, including location, size, layout, condition, presentation and market conditions.

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Early Repayment Charges: Costs, Rules and Smart Strategies

This article explores early repayment charges on mortgages during fixed rate periods, including the costs of and strategies for dealing with such penalties.

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What You Need To Know about Fixed-Rate Mortgages

Fixed-rate mortgages are a popular option, where the interest rate stays the same for a set period, providing stability and predictability in the constantly changing finance space. In this article, we will explore the details of three different fixed-rate mortgage options, 2-year, 5-year, and 10-year, to help you understand their advantages and disadvantages and, hopefully, allow you to make an informed decision.

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SVR Mortgages: Hidden Gem or Financial Trap?

Discover the pros and cons of Standard Variable Rate mortgages. Learn when to stay on SVR and when to switch for optimal financial planning.

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An Introduction to Top Slicing Buy-to-Let Mortgages

Find out how top slicing buy-to-let mortgages allow property investors to meet lender requirements when rental yields fall short of affordability criteria.

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An Introductory Guide to Tracker Mortgages

This article explains what tracker mortgages are, how they work, and explores their pros and cons and how they compare with fixed rate and SVR mortgages.

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An Introduction to Mortgage Life Insurance

This article provides an introduction to mortgage life insurance, its types and benefits, and tips for homeowners to help protect their family home.

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Understanding Mortgage Exit Fees

With the excitement of homeownership comes the shock of unexpected costs. Mortgage exit fees can sometimes be one of these. As such, it is important to understand what they are, their potential impact and possible mitigation strategies.

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The highest yielding areas for buy-to-let property

Selecting the right location is vital for buy-to-let investments, as this can make a significant difference to your return. To do this, it is important to consider factors such as local tenant demand, rental yields and property price appreciation prospects. Other factors, such as mortgage interest rates, service charges and maintenance costs will also play a role, of course, regardless of location.

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Understanding Mortgage Closing Documents

A mortgage closing, also known as completion, is the final step in the process of buying a home with a mortgage. This is when the legal transfer of the property from the seller to the buyer is finalised. The process involves several steps.

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Understanding Mortgage Default and Repossession

Understand the mortgage default and repossession process, potential consequences, and strategies to avoid repossession, including seeking help from counseling agencies.

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